With a purchase price of , and an annual interest rate of %, a month loan will result in a dealer payment of about per month. The total amount paid after interest will be . However, some dealers may require Credit Life Insurance as part of their package. If this is true, the premiums for this coverage will increase the total finance charges of the Dealer's package.

Applying the dealer cash rebate of to the purchase price reduces our loan amount to With our annual interest rate of % our month loan will have a payment of about per month. The total amount paid after interest will be .

Should I take the dealer's value? Why? You save approximately in total payments over the life of the loan.